Insights

Property Insights & Guides

Expert articles on property due diligence, title verification, and real estate law in India.

Problem & Risk

Bank Wants a 30-Year Title Chain but the Seller's Documents Only Go Back to 1998: What Can Be Done

The bank's advocate wants 30 years but the seller's oldest deed is from 1998. Why a short chain isn't a defective one, and how to rebuild it from the register.

30 September 2026·15 min

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Problem & Risk

The Builder's Brochure Shows a Different Area Than the RERA Filing: Which One Governs What I'm Buying?

The brochure shows one area, the RERA filing another. Which one governs what you are buying, why it is usually carpet vs super built-up, and the checks to run.

29 September 2026·16 min

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Problem & Risk

The Seller Says Conversion Is "Applied For": Is It Safe to Register the Sale Before the Order Comes?

The seller says conversion is applied for. Here is why an application is not an order, whether the sale can be registered now, and the safe sequence to follow.

29 September 2026·15 min

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Problem & Risk

I transferred stamp duty money to the bank but no challan was generated: is my flat agreement safe?

This post explains why a bank transfer for stamp duty is not the same as statutory payment unless the challan or e-SBTR is generated and credited. It gives buyers, lenders and lawyers the concrete records to check before treating a flat agreement as registrable or registered.

29 September 2026·14 min

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Problem & Risk

The apartment has no completion certificate and it was never issued: how risky is that?

Buying a flat whose building never got a completion certificate? The risk turns on the cause, not the missing paper, and a clean title will not warn you.

27 September 2026·15 min

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Problem & Risk

The EC Has a Blank Year With No Entries: Nothing Happened, or a Missing Record?

A blank year on an encumbrance certificate can be a harmless quiet year or a missed record. Two quick checks tell you which, before you trust the Nil.

25 September 2026·14 min

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Problem & Risk

One Heir Didn't Sign the Sale Deed: Is the Sale Valid for the Others' Shares?

One legal heir didn't sign the sale deed? In India the sale is valid only for the shares of the heirs who signed. What you really buy, and how to fix it.

24 September 2026·15 min

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Problem & Risk

Sale Deed Says 1200 sq ft but the Plot Measures 1150: Is My Title Defective?

A small area shortfall usually does not make your title defective: boundaries prevail over extent in Indian law. When the number matters, and how to fix it.

23 September 2026·12 min

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Problem & Risk

Buying a Bengaluru Flat Approved Under Premium FAR: What Should You Check Now?

A practical guide for buyers and lenders dealing with Bengaluru buildings that claim extra built-up area under Premium FAR. It explains what the Supreme Court’s interim order changes, what it does not decide, and which records should settle the risk before money is released.

23 September 2026·13 min

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Problem & Risk

Pending Court Case, No Stay Order: Can the Property Sale Still Be Registered?

A pending court case does not stop a sale from being registered, but lis pendens under Section 52 TPA binds the buyer to the result, stay order or not.

22 September 2026·12 min

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Problem & Risk

Can I Use My Own Lawyer's Title Report for a Home Loan, or Must It Be the Bank's Empanelled Advocate?

For a home loan the bank acts on its own empanelled advocate, not your lawyer's report. Here is why, whether it is law or policy, and how to avoid paying twice.

21 September 2026·11 min

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Problem & Risk

Seller Keeps Postponing Registration After the Sale Agreement: What Are Your Options?

Your sale agreement doesn't quietly expire and leave you with nothing. Specific performance is now the rule, not a favour, and the limitation clock starts when the seller refuses, not when you signed.

20 September 2026·16 min

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Problem & Risk

Bank Auction Property and Previous Dues: What You Inherit and What You Don't

A bank or SARFAESI auction clears the borrower's loan but not the dues on the property. See which previous dues (tax, electricity, society) follow the buyer.

20 September 2026·15 min

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Problem & Risk

Can a Non-Farmer Buy Agricultural Land in Karnataka and Build a House on It?

Since 2020, non-farmers can buy agricultural land in Karnataka, but cannot build on it until it is NA-converted under Section 95. How to check before you pay.

18 September 2026·9 min

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Problem & Risk

Seller Inherited Through a Will: Do You Need Probate Before You Buy?

The seller inherited through a will and has no probate. Since the 2025 repeal you no longer need it, but here is why that is still not the same as a safe title.

16 September 2026·14 min

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Problem & Risk

Builder Wants Full Payment but the OC Hasn't Come: Should You Take Possession?

The builder wants the balance but the flat has no Occupancy Certificate. A 2026 Supreme Court ruling says you cannot be forced to take possession without it.

15 September 2026·14 min

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Problem & Risk

No Registered Partition Deed: Can the Heirs Sell, and Is the Title Safe to Buy?

Grandfather split the property among his sons but never registered a partition deed. Can they legally sell it now, and is that title safe to buy?

14 September 2026·13 min

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Problem & Risk

RERA Registered but Is the Land Title Clear? What to Verify Before You Buy a Flat (2026)

RERA registration is the builder's own sworn declaration of title, not proof of it. A RERA-registered flat can still sit on litigated land. Here is how to check.

13 September 2026·13 min

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Problem & Risk

Property Near a Lake in India: Check the Buffer Zone and FTL Before You Buy

A clean title and EC do not show if a plot sits in a lake's FTL or buffer zone. Here is how to check it officially in Hyderabad and Bengaluru before you buy.

12 September 2026·13 min

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Problem & Risk

Kaveri Only Shows Records From 2004: How to Check Older Encumbrances (Bangalore)

Kaveri's instant EC covers only records from 1 April 2004. Here is how to check pre-2004 encumbrances in Bangalore, and why silence before 2004 is a trap.

11 September 2026·12 min

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Problem & Risk

I Paid a Token Advance and Now the Seller's Brother Claims a Share: Can I Get My Money Back?

A seller's brother who claims a share is a title defect, not bad luck. When the seller can't give clean title, your token advance is usually recoverable.

10 September 2026·13 min

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Problem & Risk

The EC Shows an Old Mortgage That Was Never Cancelled: Is the Loan Still Live, or Just a Stale Entry?

An old, uncancelled mortgage still on your EC is not proof the loan is live, nor that it is cleared. How to tell which, and how to clear it before you pay.

9 September 2026·13 min

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Problem & Risk

Two Banks Gave Two Different Legal Opinions on the Same Property: Which Do I Trust?

Two banks gave two different legal opinions on the same flat, one clear, one not. Here is how to tell which title opinion to trust before you pick a lender.

8 September 2026·12 min

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Problem & Risk

Home Loan Rejected After Legal Opinion? How to Find the Title Problem

Bank rejected your home loan after the legal opinion and won't explain why? Here is how to demand the reason and find the exact title defect yourself.

8 September 2026·11 min

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Problem & Risk

Home Loan Closed but the EC Still Shows the Bank? How to Remove the Mortgage

Closed your home loan but the EC still shows the bank? You don't re-register — you discharge the charge: reconveyance deed, CERSAI, and RBI's 30-day rule.

2 August 2026·14 min

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Problem & Risk

Illegal Construction and Unauthorized Buildings: Buyer Risks and Legal Status

Understand the risks of buying property with illegal or unauthorized construction in India. Learn about building violations, demolition risks, regularization schemes, and how to verify building approvals.

15 February 2026·9 min

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Problem & Risk

What Happens When You Buy a Property with Hidden Encumbrances?

A registered sale deed and clean EC no longer make you a bona fide purchaser. How hidden encumbrances arise, the 2024-25 Supreme Court rules, and your remedies.

15 February 2026·12 min

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Problem & Risk

Benami Property: What It Is, Laws, and How to Detect It

Benami property in 2026: Benami Act penalties, the Ganpati Dealcom recall, and how buyers detect benami risk in a title chain before it taints their purchase.

15 February 2026·11 min

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Problem & Risk

10 Common Property Frauds in India and How to Avoid Them [2026]

The 10 most common property frauds in India in 2026, from forged deeds and deed theft to benami and fake ECs, with red flags, prevention, and how to stay safe.

15 February 2026·13 min

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Problem & Risk

NPA and Property Seizure: What Happens to Your Home Loan Property?

When home loans become NPAs, banks can seize and auction your property. Learn the NPA timeline, your rights under SARFAESI, how to negotiate with banks, and how to avoid property auction.

15 February 2026·10 min

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Problem & Risk

Property Bought with Disputed Title: Your Legal Options in India

Bought a property with a disputed title? Your 2026 legal remedies in India: declaration suit, injunction, mediation and criminal action, with timelines and costs.

15 February 2026·12 min

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Problem & Risk

Property Title Disputes: Causes, Prevention, and Legal Remedies

Complete guide to property title disputes in India — understand common causes, preventive measures, legal remedies, and how AI verification reduces title conflict risks before purchase.

15 February 2026·9 min

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Problem & Risk

Red Flags in Property Documents Every Buyer Must Watch For

From name mismatches to missing stamps, learn 15 critical red flags in property documents that signal fraud or legal trouble before you buy.

15 February 2026·9 min

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